Did you sustain injuries in a car accident in Mooresville, NC? The road ahead can be challenging, especially when the insurance companies block your attempts to gain compensation at every opportunity. Without legal help, you face many obstacles on your path to claiming the money you need for your medical expenses, repair expenses, and other losses.
Schwaba Law Firm knows what you’re going through and how to protect your interests. A car accident attorney in North Carolina can handle all the legal work to help you avoid mistakes and maximize your claim’s value. You can rest and heal while your car accident lawyer fights for you and prepares your case. Call now or complete our contact form for a free consultation.
Understanding Car Accidents in Mooresville, NC
With heavy commuter traffic in the area, frequent congestion on I-77, and a steady flow of visitors heading to Lake Norman, crashes are an unfortunate reality in Mooresville. Moreover, even a seemingly minor collision can leave you dealing with painful injuries, unexpected medical bills, and time away from work.
At Schwaba Law Firm, we understand how quickly a crash can turn your life upside down. Many accidents in Mooresville result from speeding, distracted driving, or impaired driving. No matter the cause, the most common outcome is injury, stress, frustration, and uncertainty about what to do next. You may also face challenges like repairing your vehicle, negotiating with insurance companies, and covering your daily expenses.
North Carolina’s laws make car accident cases especially complicated. Because of the state’s strict negligence rules, you could be blocked from getting compensation if you contributed to the collision in any way. That’s why knowing your rights and taking the proper steps after a crash is vital.
Why You Need a Car Accident Lawyer After a Crash in Mooresville
You may think the insurance company will cover your losses after a crash, but the reality is often very different. Insurance adjusters’ jobs are to protect their employers’ bottom lines, not your best interests. Without an experienced lawyer on your side, you risk a rejected claim or a settlement that doesn’t cover your medical bills, lost wages, or long-term needs.
How We Help Car Accident Victims in Mooresville
Some ways we help you after a car accident in Mooresville include:
- Conducting a thorough investigation into your crash – We can gather all available evidence, including police reports, witness statements, photos, and video footage, to clearly establish what happened and who caused the collision. When we’ve collected all the evidence, we can build a strong foundation for your claim and save you from having to chase down details yourself.
- Documenting the full impact of your injuries – Our team will work closely with your doctors and other medical experts to understand your treatment needs, long-term prognosis, and how your injuries affect your daily life.
- Dealing directly with insurance companies – When you hire us, we’ll take over all communication with the insurance adjusters. We’ll protect you from saying something that could hurt your claim and save you from the stress of constant calls, letters, and pressure to settle quickly.
- Calculating the true value of your case – We’ll look at every angle of your losses, including your medical costs, lost wages, reduced earning potential, property damage, and pain and suffering. We’ll make sure to account for every expense and loss you’ve suffered as a result of the crash and that the compensation we pursue matches the full extent of your losses.
- Negotiating and, if necessary, litigating for you – Insurance companies often try to minimize payouts, but we’ll push back with strong evidence and well-crafted arguments. If a fair settlement isn’t possible, we’re fully prepared to take your case to court.
- Guiding you through every step of the process – We’ll keep you informed, explain your options in plain language, and answer your questions promptly. While we handle the legal details, you can focus on your health and family.
What to Do After a Car Accident in Mooresville, NC
Follow these steps to protect your rights and health after a Mooresville car accident:
- Follow through with medical treatment – Attend all follow-up appointments and follow your doctor’s advice, even if you feel OK. Skipping care can harm your health and legal claim.
- Keep detailed records – Save medical bills, receipts, prescriptions, and any paperwork related to your injuries and recovery. These documents are critical for proving your losses.
- Track your recovery – Write down your symptoms, pain levels, and how the accident affects your daily life. A personal journal can help show the long-term impact of your injuries.
- Notify your insurance company – Report the accident promptly, but avoid making recorded statements or accepting quick settlement offers without first talking to a car accident lawyer.
- Gather additional evidence – Collect photos of your injuries, vehicle damage, and any updates from mechanics or doctors showing the crash’s aftermath.
- Consult an attorney – A Mooresville personal injury lawyer can explain your rights under North Carolina law and help you pursue full compensation.
How North Carolina’s Car Accident Laws Affect Your Case
North Carolina’s strict car accident laws can significantly affect your case. One crucial rule to understand is the state’s contributory negligence standard. Under this law, if you are found to be even 1 percent at fault for the crash, you could be blocked from recovering compensation.
Another key factor is the statute of limitations. In North Carolina, you typically have three years from the date of the accident to file a personal injury claim and two years to file a wrongful death claim. There are shorter deadlines in some circumstances (such as cases involving government entities). Missing these deadlines can prevent you from recovering any compensation.
North Carolina’s insurance requirements also play a role in how insurers handle claims. Drivers in the state must carry liability insurance to pay for the harm they cause, but those limits may not fully cover severe injuries. In cases where the liable party’s insurance falls short, victims may need to explore other legal options for recovery.
Common Types of Car Accident Cases We Handle in Mooresville
Some common Mooresville car accident cases that our firm handles include:
- Speeding accidents
- Drunk driving accidents
- Distracted driving accidents
- Head-on accidents
- Rear-end accidents
- Sideswipe accidents
- T-Bone/side-impact accidents
- Failure-to-yield accidents
- Accidents resulting from mechanical defects
- Multi-vehicle/chain reaction accidents
- Work zone accidents
Why Choose Our Mooresville Car Accident Law Firm
Founder Andrew J. Schwaba and his team deliver tailored, results‑driven representation rooted in experience and commitment. Since founding the firm in 2010, Schwaba and his colleagues have helped serious accident victims secure substantial compensation. Furthermore, Schwaba Law Firm stands apart with a winning combination of compassion, responsiveness, and aggressive advocacy against insurance companies. Our client reviews praise our firm’s commitment to transparency, hands‑on communication, and unwavering support through every step of the claim process.
FAQs About Car Accidents in Mooresville, NC
Here are the answers to some common questions we receive about accidents and car insurance in Mooresville:
What should I do first after a car accident in Mooresville, NC?
Call 911 to report the crash to the police and summon emergency medical assistance. If you’ve already left the accident scene, follow your doctor’s instructions, and don’t discuss the collision on social media. Contact a Mooresville car accident lawyer immediately so they can start building your case.
How long do I have to file a claim in North Carolina?
Under North Carolina law, the usual deadline to file a car accident lawsuit is three years from the date of the crash. However, it’s in your interest to contact an attorney before crucial evidence fades or deteriorates. Contacting a car accident lawyer immediately also means they can help you avoid mistakes that might hurt your claim.
How much does a car accident attorney in North Carolina cost?
Most car accident attorneys in North Carolina, including those at Schwaba Law Firm, do not charge any upfront fees. Instead, you only pay us if we obtain compensation for you. Our fees are an agreed-upon percentage of your compensation. This arrangement helps us provide quality legal representation to anyone who needs it, regardless of their financial resources.
Can I recover damages if I was partially at fault?
Unfortunately, no. North Carolina law prohibits you from recovering compensation for a car accident if you contributed to your injuries in any way. That legal wrinkle is one essential reason to hire a car accident attorney, as they can push back against any attempts to blame you for the crash.
What if my car insurance claim is denied?
If an insurer denies your car insurance claim, you can appeal their decision with a lawyer’s help. An experienced car accident attorney can collect additional evidence, handle the legal steps in an appeal, and take your case to trial if necessary.
Contact Our Mooresville Car Accident Attorneys for Help
Swift action after an accident is crucial to protect your interests. Schwaba Law Firm can take on your legal burden and fight for maximum compensation. Call now or complete our contact form for a free consultation.
