Were you injured in a car accident in Charlotte? The trusted legal advocates at Schwaba Law Firm are prepared to fight for your right to seek compensation from the at-fault party through an auto insurance claim.
Contact our firm today for a free consultation with a highly qualified Charlotte car accident attorney. We’ll walk you through your options for seeking compensation, explain the compensation you could recover, and answer any questions you have about your case.
Why Choose Our Charlotte Car Accident Lawyers?
The Charlotte car accident lawyers of Schwaba Law Firm are professional, experienced, and aggressive. Our lawyers will take the fight to the big insurance companies to help you maximize your compensation after a serious car accident.
If the insurance company is offering low-ball settlements, dragging its feet, causing delays, or engaging in other bad-faith tactics, our team will stand up to them to protect your rights. We have decades of experience dealing with insurance companies and handling complex car accident cases. We also have a track record of successfully recovering millions for our clients through negotiated settlements and trial verdicts.
Types of Car Accident Cases We Handle in Charlotte
Our lawyers have years of experience handling car accident cases in Charlotte, NC. Some of the most common types of cases we see are:
- Head-On Collisions – These accidents often cause significant injuries, making it vital that we properly assess our clients’ future medical needs, including by working with medical professionals.
- Rear-End Collisions – Back and neck injuries, such as whiplash, commonly result from rear-end collisions. Common causes of these accidents include distracted driving and mechanical failure.
- Side-Impact Collisions – Also known as T-bone accidents, these occur when the front of one vehicle collides with the side of another. Typically, these accidents happen at intersections due to one driver’s failure to yield the right-of-way.
- Rollover Accidents – A rollover can occur after a collision with a fixed object or another vehicle, or if your car leaves the roadway. These accidents often result in severe injuries due to their violent nature.
- Single-Vehicle Crashes – In crashes involving only one vehicle, mechanical failures and poor road maintenance are often the cause. Our lawyers will work to identify the parties that may be liable for your injuries, including vehicle manufacturers, maintenance providers, and government entities.
- Multi-Vehicle Pile-Ups – Pile-ups involve more than two vehicles colliding, often in a chain reaction. They may be caused by poor road or weather conditions, or a larger vehicle colliding with and pushing smaller vehicles.
What to Do After a Car Accident in Charlotte, NC
After a car accident in Charlotte, NC, taking the following steps can significantly strengthen your case and help to maximize your compensation:
- Avoid Admitting Fault – Never admit fault for the accident, whether it’s to the other party involved, the police officer responding to the crash, or an insurance adjuster. Admitting even partial fault can jeopardize your compensation under North Carolina’s contributory negligence rule.
- Follow Up with Treatment – Always continue with your medical treatment until your doctor discharges you. Ending your treatment early could give the insurance company the opportunity to claim your injuries aren’t as severe as you say.
- Document the Incident – Write down everything you remember about the accident, photograph your visible injuries, and keep a journal that details your daily pain levels and difficulties caused by your injuries.
- Consult a Car Accident Attorney – The best way to protect your rights after a car accident is to have an experienced attorney handle your case from start to finish. They’ll deal with the insurance company so you can focus on your recovery.
Understanding Compensation in North Carolina Car Accident Cases
North Carolina is an at-fault state for car accident claims, meaning that all drivers must have liability coverage, and accident victims file auto insurance claims with the at-fault party’s policy. In NC, the minimum liability coverage drivers must have for policies purchased on or after July 1, 2025, is:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $50,000 per accident for property damage
When filing an auto insurance claim, you can seek compensation for various losses associated with the accident. These losses may include past and future medical expenses, lost wages and loss of earning potential, pain and suffering, emotional distress, and property damage.
It’s important to work with a knowledgeable motor vehicle accident attorney who can accurately assess the value of your losses and help you seek the compensation you need now and in the future.
Why Do You Need a Charlotte Auto Accident Lawyer?
It’s essential that you begin working with a Charlotte auto accident lawyer as soon as possible for two main reasons. First, you only have a limited amount of time to seek compensation after a crash. And second, the evidence needed to support your case won’t last forever.
Key evidence in car accident cases includes accident scene photographs, traffic camera footage, and eyewitness statements, all of which are only available for a limited time.
Taking accident scene photographs becomes less useful as time passes, with the vehicles removed, the damage cleaned up, and the road conditions changing. Traffic camera footage may be overwritten if not obtained quickly. And eyewitness memories of the accident can fade over time if their statements aren’t collected promptly.
Client Testimonials & Case Results
When selecting a car accident attorney to handle your Charlotte case, it’s essential that you check the attorney’s case results and client testimonials. Many law firms highlight this information on their websites, and it’s a good way to see if a firm has the relevant experience for handling your case, their track record, and how past clients felt about working with them.
Our firm has successfully recovered significant compensation for car accident victims, including a $750,000 settlement and a $1.1 million verdict in our client’s favor. It’s results like these that lead to our clients giving us positive reviews and testimonials like the one we received from one client:
“Hands down Schwaba Law Office is the best! They were there for us the entire duration of our case. They went out of their way & came to our home. I don’t know how we would have got through everything without them!” – Chris N.
Frequently Asked Questions
Below, we’ve included answers to some of the most frequently asked questions about car accidents in Charlotte, North Carolina.
How long do I have to file a car accident claim in Charlotte, NC?
North Carolina’s statute of limitations gives you three years to file a lawsuit against the party responsible for your car accident injuries. Missing this deadline will mean losing the right to seek the compensation you need.
It’s important to keep the deadline in mind because insurance companies sometimes attempt to delay claim settlement negotiations until after the lawsuit deadline passes, leaving victims with no legal recourse for obtaining compensation.
What if I was involved in a hit and run in Charlotte, NC?
If you were involved in a hit and run in Charlotte, NC, you can seek compensation for your injuries and property damage through an uninsured motorist claim with your insurance provider. Uninsured motorist coverage protects you when the at-fault driver is uninsured or cannot be identified.
Who pays in a fatal car accident in Charlotte, NC?
If your loved one was killed in a fatal car accident in Charlotte, NC, the at-fault driver’s insurance policy will cover your losses in the same way it would cover losses for bodily injury. This means you could recover up to $50,000 through the at-fault driver’s liability coverage policy if they have the minimum required coverage for 2025, along with additional damages through a wrongful death lawsuit.
What should I do if I was hurt in an Uber accident in Charlotte?
Suppose you were hurt in a rideshare accident, such as an Uber or Lyft crash. In that case, you should report the accident to the rideshare company and contact a Charlotte Uber accident lawyer. When a rideshare driver crashes while available, en route, or on a trip, the rideshare company’s insurance coverage applies:
- When available for a trip, Uber and Lyft offer $50,000 per person and $100,000 per accident for bodily injury, and $25,000 for property damage.
- When en route or on a trip, rideshare companies offer $1 million in combined bodily injury and property damage coverage.
Where can I find Charlotte, NC, traffic accident reports?
You may need a copy of a Charlotte, NC, traffic accident report when filing an auto insurance claim. You can obtain a copy of this report in Charlotte by completing a Request for Motor Vehicle Crash Report Form with the Charlotte-Mecklenburg Police Department.
The only people who can obtain a copy of the accident report are:
- Drivers of the vehicles involved in the crash
- Registered owners of the vehicles involved in the crash
- Passengers of the vehicles involved in the crash
Contact Our Charlotte Car Accident Attorneys for Help
If you sustained injuries in a North Carolina car accident, contact Schwaba Law Firm for a free consultation with an experienced and knowledgeable Charlotte auto accident lawyer. We’ll review the accident that caused your injuries, help you understand your options for seeking compensation, and walk you through what to expect from your personal injury claim.
